Loan Solutions for Every Need
From your first home to growing your business — we offer the right loan with the best rates, minimal paperwork, and expert guidance at every step.
Select Loan Type
Home Loan
Own Your Dream Home
Make your dream of owning a home a reality with our competitive home loan offerings. We partner with 30+ leading banks and NBFCs to get you the best rate and fastest approval.
Max Amount
Up to ₹5 Crore
Interest Rate
From 8.50% p.a.
Tenure
Up to 30 Years
Processing Fee
0.5% – 1% of loan amount
- Balance transfer facility to reduce your existing EMI
- Top-up loans available on existing home loans
- Flexible repayment options — step-up or step-down EMI
- Tax benefits under Section 80C and Section 24(b)
- Doorstep document collection in Navi Mumbai
- Age: 21 – 65 years at loan maturity
- Salaried: Minimum ₹25,000/month net income
- Self-employed: Minimum 3 years of business continuity
- CIBIL score of 700 or above preferred
- Property should be in approved locations
- KYC: Aadhaar, PAN Card
- Income proof: Last 3 months salary slips / 2 years ITR
- Bank statements: Last 6 months
- Property documents: Sale agreement, NOC
Personal Loan
Quick Cash for Any Need
Get instant funds for medical emergencies, weddings, travel, home renovation, or any personal need. Minimal documentation, quick disbursal, and no collateral required.
Max Amount
Up to ₹50 Lakh
Interest Rate
From 10.50% p.a.
Tenure
Up to 5 Years
Processing Fee
1% – 2% of loan amount
- 100% collateral-free — no security required
- Disbursal within 24–48 hours of approval
- Flexible tenure from 12 to 60 months
- Part-prepayment and foreclosure options available
- Online application with minimal documentation
- Age: 21 – 60 years
- Salaried: Minimum ₹20,000/month net income
- Minimum 1 year of employment with current employer
- CIBIL score of 700 or above preferred
- Self-employed with minimum 2 years of business
- KYC: Aadhaar, PAN Card
- Income proof: Last 3 months salary slips
- Bank statements: Last 3 months
- Employment proof: Offer letter or ID card
Business Loan
Fuel Your Business Growth
Grow your business with working capital, equipment financing, or expansion loans. Designed for SMEs, traders, manufacturers, and service businesses across Navi Mumbai.
Max Amount
Up to ₹2 Crore
Interest Rate
From 12.00% p.a.
Tenure
Up to 5 Years
Processing Fee
1% – 2% of loan amount
- Unsecured loans — no collateral needed up to ₹50 Lakh
- Overdraft and term loan options available
- Loans for GST-registered and non-GST businesses
- Quick turnaround — approval in 3–5 working days
- Dedicated relationship manager for your account
- Business vintage: Minimum 2 years of operations
- Annual turnover: Minimum ₹20 Lakh
- Proprietorship, Partnership, Pvt Ltd, or LLP
- CIBIL score of 700 or above preferred
- Profitable business for at least 1 year
- KYC: Aadhaar, PAN (personal and business)
- Business proof: GST certificate, trade licence
- Financial: Last 2 years ITR with P&L and balance sheet
- Bank statements: Last 12 months
Vehicle Loan
Drive Your Dream Vehicle
Finance your new car, used car, two-wheeler, or commercial vehicle with competitive rates and easy EMI options. We work with all major banks for the best deal.
Max Amount
Up to ₹1 Crore
Interest Rate
From 8.75% p.a.
Tenure
Up to 7 Years
Processing Fee
0.5% – 1% of loan amount
- Up to 100% on-road funding for new vehicles
- Loans for new and used cars (up to 10 years old)
- Commercial vehicle and fleet financing available
- Quick approval — same-day processing in many cases
- Doorstep service for document collection
- Age: 21 – 65 years
- Salaried: Minimum ₹15,000/month net income
- Self-employed: Minimum 2 years of business
- CIBIL score of 680 or above preferred
- Valid driving licence required
- KYC: Aadhaar, PAN Card
- Income proof: Salary slips or ITR
- Bank statements: Last 3 months
- Vehicle quotation from dealer
Education Loan
Invest in Your Future
Fund your higher education at top Indian or international universities. Covers tuition, accommodation, books, and living expenses. Moratorium period available during the course.
Max Amount
Up to ₹75 Lakh
Interest Rate
From 9.00% p.a.
Tenure
Up to 15 Years
Processing Fee
Nil – 1% of loan amount
- Covers tuition, hostel, books, and living expenses
- Moratorium period: Course duration + 6–12 months
- Tax benefit on interest under Section 80E
- Loans for India and abroad (USA, UK, Canada, Australia)
- Collateral-free loans up to ₹7.5 Lakh
- Indian citizen with confirmed admission to recognised institution
- Age: 16 – 35 years (co-applicant parent/guardian required)
- Courses: Graduate, post-graduate, professional, vocational
- Co-applicant with stable income preferred
- Good academic record preferred
- Admission letter from the institution
- KYC: Aadhaar, PAN (student and co-applicant)
- Co-applicant income proof: Salary slips or ITR
- Academic records: Mark sheets, certificates
Loan Against Property
Unlock Your Property's Value
Leverage your residential or commercial property to get high-value funds for business expansion, debt consolidation, medical needs, or any major expense.
Max Amount
Up to ₹10 Crore
Interest Rate
From 9.50% p.a.
Tenure
Up to 20 Years
Processing Fee
0.5% – 1% of loan amount
- Up to 70% of property market value as loan
- Residential and commercial properties accepted
- Overdraft facility available for business needs
- Balance transfer with top-up option
- Long tenure up to 20 years for lower EMI
- Age: 21 – 65 years at loan maturity
- Clear title property in your name or co-applicant's name
- Salaried: Minimum ₹30,000/month net income
- Self-employed: Minimum 3 years of business
- CIBIL score of 700 or above preferred
- KYC: Aadhaar, PAN Card
- Income proof: Salary slips or 2 years ITR
- Property documents: Title deed, NOC, approved plan
- Bank statements: Last 12 months
FAQs
Common Questions
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